The Wellness Retreat
10.17.26Northerly Island, Chicago11AM-7PM

Terms of Use

Welcome to 2026 The Wellness Retreat. We are providing the use of this website subject to the following terms and conditions (“Terms”). Clicking onto webpages beyond the site’s homepage indicates your acceptance and agreement of these. Also, by clicking “I Agree,” checking an acceptance box, creating an account, purchasing a Ticket, registering for an Event, or otherwise accessing or using the Services, you acknowledge that you have read, understood, and agree to be bound by these Terms and by our Online and Mobile Application Privacy Policy, which is incorporated into these Terms by reference. If you do not agree to these Terms, do not access the Site, purchase a Ticket, or attend an Event.

These terms govern your interactions with this site and with us, so please read them carefully.

Privacy

Please review our Online and Mobile Application Privacy Policy which also governs your use/visit to this website.

Electronic Communications

When you visit this site or send emails to us, you are communicating with us and you consent to receive communications from us electronically. We will communicate with you by email or by posting notices on this site. You agree that all agreements, notices, disclosures and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing.

Please note that while you may unsubscribe from email marketing communications at any time, if you provide us with your email address after unsubscribing, you agree to opt-in to future email marketing communications. You will be required to unsubscribe again to cease email marketing communications.

Eligibility

The Site, the purchase of Tickets, and the acceptance of these Terms are directed to and intended solely for individuals who are at least eighteen (18) years of age. By using the Services, you represent and warrant that you meet these requirements and that you are not barred from receiving the Services under the laws of the United States or any other applicable jurisdiction.

The Site is not directed to children. We do not knowingly collect Personal Information from children under eighteen (18), and we do not knowingly sell or share the Personal Information of consumers under eighteen (18).

TICKETS, PRICING, PAYMENT, AND CANCELLATION

Tickets Are a Revocable License

A Ticket is a revocable, personal license to attend a specific Event on the date and at the Venue stated on the Ticket, subject to these Terms, our Code of Conduct (Section 9), and the rules of the Venue. A Ticket does not confer any ownership, property, or equity interest, any right to a particular room, bed, seat, instructor, session, meal, or amenity, or any right to attend any other Event.

Prices, Fees, and Taxes

All prices are stated in U.S. dollars. The total price you will be charged — including the Ticket price and all mandatory service fees, processing fees, facility fees, and other charges — will be disclosed to you clearly and conspicuously before you are asked to provide payment information and before you complete your purchase, in accordance with the Federal Trade Commission’s Rule on Unfair or Deceptive Fees, and applicable state ticket-pricing and price-transparency laws. Applicable sales, use, occupancy, amusement, and other taxes will be identified separately at checkout. Where we are required to collect such taxes, we will collect them from you and remit them to the applicable taxing authority. Prices are subject to change until your order is accepted; we are not obligated to honor a price that resulted from a typographical or technical error, and if such an error occurs we will notify you and either cancel the order with a full refund of amounts charged or offer you the opportunity to purchase at the correct price.

Payment Authorization

By submitting payment information, you: (a) represent that you are the authorized holder of, or have express authorization from the authorized holder of, the payment method used; (b) authorize us and the Processor to charge that payment method the total amount disclosed to you at checkout; (c) agree that we may store your payment method with the Processor as a credential on file, and that we will use that stored credential only for the charges described in clause (b) and for a charge you authorize under clause (d); (d) acknowledge that we will not charge your payment method for any other amount — including add-on services, on-site purchases, occupancy differentials, or amounts claimed for damage to a Venue — unless we have first disclosed to you the specific amount and the reason for it and you have separately authorized that specific charge in writing or by a documented electronic authorization at the time of the charge, and that if you do not authorize such a charge we may invoice you and pursue the amount as a debt but will not charge your stored payment method for it; and (e) represent that all payment information you provide is true, accurate, and complete.

Third-Party Payment Processing

Payments are processed by one or more third-party payment processors, currently Stripe (the “Processor”). Our checkout uses payment fields hosted by the Processor, so your full payment card number, card verification value, and bank account credentials are transmitted directly to the Processor and are not received or stored on our systems. Your use of the Processor’s services is subject to the Processor’s own terms and privacy policy, which we encourage you to review. We maintain our payment environment in a manner intended to be consistent with the applicable requirements of the Payment Card Industry Data Security Standard (“PCI DSS”) issued by the PCI Security Standards Council, in the version then current, including the payment-page script inventory, authorization, and integrity-monitoring controls that standard requires of merchants using hosted payment fields. No payment environment is impenetrable, and PCI DSS validation is not a guarantee against unauthorized access. Except for our own obligations under these Terms, including our obligation to charge only amounts you have authorized and to issue refunds when due, we are not responsible for the acts or omissions of the Processor, for any interruption, error, or delay in its systems, or for any fees your card issuer or bank may impose, including foreign transaction or currency conversion fees.

All Sales Are Final

EXCEPT AS EXPRESSLY PROVIDED IN SECTION ADDRESSING CANCELLATION OR MATERIAL CHANGE BY COMPANY, AND FORCE MAJEURE, ALL TICKET SALES ARE FINAL. TICKETS ARE NON-REFUNDABLE AND NON-CANCELLABLE, IN WHOLE OR IN PART, FOR ANY REASON, INCLUDING ILLNESS, INJURY, SCHEDULING CONFLICT, TRAVEL DISRUPTION, VISA OR PASSPORT DENIAL, WEATHER AFFECTING YOUR TRAVEL, FAMILY EMERGENCY, LATE ARRIVAL, EARLY DEPARTURE, OR NON-ATTENDANCE.

You acknowledge that we commit non-recoverable funds to Venue deposits, instructor fees, catering minimums, and lodging blocks well in advance of each Event, that our actual damages from a late cancellation would be difficult to calculate, and that retention of amounts paid is a reasonable estimate of those damages and not a penalty. Removal from an Event is likewise without refund. Many Participants choose to purchase travel or event-cancellation insurance from an independent provider. We do not sell, solicit, or negotiate insurance, we are not licensed to do so, we receive no compensation from any insurer or insurance intermediary, and we do not recommend any particular insurer, policy, or coverage. Whether to purchase insurance, and what coverage is appropriate for you, is your decision and should be discussed with a licensed insurance professional.

Ticket Transfers: Tickets are transferrable up to 72 hours before the event

Tickets are transferable to another eligible individual, subject to the following: (a) you must submit a transfer request to [email protected] up to 72 hours before the day of the Event; (b) the transferee must be at least eighteen (18) years old, must accept these Terms. Where an entity purchases Tickets for its personnel, the entity may designate the individual attendee for each Ticket at any time up to 72 hours before the day of the Event. Upon our written confirmation of a transfer, your license terminates and the transferee assumes all rights and obligations under these Terms.

Resale Restrictions and Anti-Fraud

You may not resell a Ticket above its face value plus any amount permitted by applicable law, and you may not resell Tickets through any channel. We may void without refund any Ticket that we reasonably determine was obtained or transferred in violation of these Terms, obtained by fraud, or purchased with a payment method reported as lost, stolen, or unauthorized. We may deny admission to any person presenting a voided, duplicate, or counterfeit Ticket.

Cancellation, Postponement, or Material Change by Company

While the Event is intended to be held rain or shine, if 2026 The Wellness Retreat cancels the event tickets will be refunded within 14-21 business days to the form of payment used to purchase tickets.

If we cancel the 2026 Wellness Retreat Event and do not reschedule it, we will, at your election, issue a refund of the Ticket price and mandatory fees you paid to us or provide a credit toward a future Event.

Force Majeure Affecting an Event

If an Event is prevented, postponed, or materially impaired by any event beyond our reasonable control — including acts of God, fire, flood, earthquake, severe weather, epidemic or pandemic, public-health order, act of war or terrorism, civil unrest, labor dispute, utility or telecommunications failure, transportation disruption, or the act or omission of a Venue or governmental authority — we will notify you promptly and may offer you a rescheduled date, a comparable substitute Event, or a credit toward a future Event.

Billing Questions and Payment Disputes

If you believe you have been charged in error, we ask that you contact us first at [email protected] so that we can investigate and, where appropriate, correct the charge or issue a refund promptly. Contacting us first is a request, not a condition, and it does not limit or delay any right you have to dispute a charge with your card issuer or bank.

You may dispute a charge with your issuer or bank at any time. We will not treat your doing so as a breach of these Terms, will not deny you admission to an Event you have paid for, will not suspend or close your account, and will not impose any fee or penalty because you exercised that right. Where we believe a charge is valid, we may respond to a dispute by submitting to the Processor and your issuer a copy of these Terms, your electronic acceptance record, and your order, communication, and attendance records, and we will abide by the outcome of the dispute process. If a dispute is resolved in our favor and the amount remains unpaid, we may treat the balance as past due and may require that any future purchase be paid by a different method or in full at the time of order.

How Refunds Are Issued

Any refund we owe you under these Terms will be issued to the original payment method used for the purchase, within ten (10) to fourteen (14) business days after we determine a refund is due, and we will confirm it to you in writing. If the original payment method is no longer available, we will issue the refund by another method to which you agree. We do not charge any fee for issuing a refund.

HEALTH, ASSUMPTION OF RISK, RELEASE, AND MEDICAL DISCLAIMER

Not Medical Advice; No Professional Relationship

THE SERVICES, INCLUDING ALL EVENTS, EVENT MATERIALS, AND SITE CONTENT, ARE PROVIDED FOR GENERAL WELLNESS, EDUCATIONAL, AND RECREATIONAL PURPOSES ONLY. THEY ARE NOT MEDICAL, PSYCHOLOGICAL, PSYCHIATRIC, NUTRITIONAL, OR OTHER PROFESSIONAL HEALTHCARE ADVICE, DIAGNOSIS, OR TREATMENT, AND THEY ARE NOT A SUBSTITUTE FOR CARE FROM A LICENSED HEALTHCARE PROVIDER.

No physician-patient, therapist-client, dietitian-client, or other professional healthcare relationship is created by your use of the Services. Our instructors, facilitators, and practitioners are engaged to deliver general wellness instruction and are not acting in the capacity of a licensed healthcare provider, whether or not any of them holds a professional license. We do not diagnose, treat, cure, mitigate, or prevent any disease or medical condition, and we make no such claim. Always seek the advice of your physician or other qualified health provider with any question you have regarding a medical condition, and never disregard or delay seeking professional medical advice because of anything you read or hear in connection with the Services. If you believe you are experiencing a medical emergency, call 911 or your local emergency number immediately.

Your Health Representations

By purchasing a Ticket and attending an Event, you represent and warrant that: (a) you are in good physical and mental health and have no medical condition, injury, disability, allergy, pregnancy-related condition, or medication regimen that would make participation unsafe for you or others; (b) you have consulted a licensed physician about your participation, or you have knowingly elected not to do so and assume the risk of that decision; (c) you have accurately and completely disclosed all information requested on our health, dietary, allergy, medication, and emergency-contact forms and will promptly update us if anything changes before the Event; (d) you will not participate in any activity that exceeds your physical or mental capacity, and you will modify, rest, or decline any activity at your own discretion; and (e) you have the authority of any emergency contact you identify to provide us with that person’s name and contact information for the purpose of contacting them in an emergency relating to your participation, and you have informed that person that you have done so.

You acknowledge that we rely on your disclosures in planning the Event and that a failure to disclose material health information may endanger you and others and may result in your removal from the Event without refund.

Assumption of Risk

You understand and acknowledge that participation in a wellness retreat involves inherent and other risks of property damage, bodily injury, illness, permanent disability, emotional distress, and death. These risks include, without limitation: yoga, stretching, inversions, and other physical postures; hiking, walking on uneven or remote terrain, and exposure to weather, altitude, insects, wildlife, and plants; breathwork, cold or heat exposure, sauna, plunge, or sound practices; bodywork, massage, and manual adjustment; meditation, journaling, group process, and other practices that may surface intense emotional material; dietary changes, fasting, cleanses, and food preparation, including exposure to allergens; use of pools, water, or recreational equipment; transportation to and from the Venue and between activities; the conduct of other Participants, instructors, and third parties; delayed or limited access to medical care at remote Venues; and the negligence of the Company or its personnel.

YOU KNOWINGLY, VOLUNTARILY, AND EXPRESSLY ASSUME ALL SUCH RISKS, BOTH KNOWN AND UNKNOWN, EVEN IF ARISING FROM THE NEGLIGENCE OF THE COMPANY OR OTHERS, AND YOU ASSUME FULL RESPONSIBILITY FOR YOUR PARTICIPATION.

Release and Waiver of Liability

TO THE FULLEST EXTENT PERMITTED BY ILLINOIS LAW, YOU HEREBY RELEASE, WAIVE, DISCHARGE, AND COVENANT NOT TO SUE THE RELEASED PARTIES FROM ANY AND ALL CLAIMS, DEMANDS, LOSSES, LIABILITIES, COSTS, AND CAUSES OF ACTION OF ANY KIND ARISING OUT OF OR RELATING TO YOUR PARTICIPATION IN AN EVENT OR YOUR PRESENCE AT A VENUE, INCLUDING CLAIMS ARISING FROM THE ORDINARY NEGLIGENCE OF ANY RELEASED PARTY, WHETHER THE INJURY OR LOSS IS FORESEEABLE OR UNFORESEEABLE.

This release does not apply to, and you do not release, any claim arising from a Released Party’s willful and wanton misconduct, gross negligence, intentional tort, or fraud, or any liability that may not be released or limited under applicable law. If any portion of this release is held unenforceable, the remainder will continue in full force and effect. This release is intended to be as broad and inclusive as is permitted by the law of the State of Illinois and is binding on you, your spouse, heirs, executors, administrators, and assigns.

Consent to Emergency Treatment

You authorize the Company and Venue staff to summon emergency medical assistance on your behalf if you appear to require it and are unable to consent, and you agree that you are solely responsible for the cost of any medical evaluation, treatment, transport, or evacuation. You represent that you carry, or knowingly elect not to carry, health insurance covering you at the Venue. Neither the Company nor any Released Party assumes any duty to provide medical care, monitoring, or supervision.

Food, Allergens, and Dietary Accommodations

We will use reasonable efforts to accommodate dietary needs disclosed in advance, but meals are prepared by the Venue or by third-party caterers in kitchens that handle common allergens, including nuts, dairy, gluten, soy, eggs, fish, shellfish, and sesame. We cannot and do not guarantee that any food is free from any allergen or from cross-contact. If you have a food allergy or intolerance, you are responsible for evaluating each item, asking questions, and carrying any medication you may require, including epinephrine. Any dietary, herbal, or supplement suggestion offered at an Event is general educational information and not a prescription or nutritional treatment plan.

Substances

Unless expressly stated in the Event description and permitted by applicable law at the Venue location, no alcohol, cannabis, psychedelics, or other controlled substances are permitted at or in connection with an Event. We do not provide, administer, facilitate, or endorse the use of any controlled substance. You are solely responsible for your compliance with all laws governing any substance you possess or consume.

Indemnification by Participant

You agree to indemnify, defend, and hold harmless the Released Parties from and against any claim, demand, loss, damage, liability, cost, or expense (including reasonable attorneys’ fees) arising out of or relating to: (a) your breach of these Terms; (b) your violation of any law or the rights of any third party; (c) any inaccurate or incomplete health, dietary, or emergency-contact disclosure you provide; (d) property damage or personal injury you cause at a Venue; or (e) your User Content.

CODE OF CONDUCT AND REMOVAL FROM AN EVENT

This Section is our “Code of Conduct.” Events depend on a safe, respectful, and inclusive environment. You agree to treat all Participants, instructors, and Venue staff with respect; to comply with all Venue rules, posted signage, and staff instructions; to refrain from harassment, discrimination, threats, violence, unwanted physical contact, sexual misconduct, or the recording of any person without consent; to respect the privacy and confidentiality of anything another Participant shares during a session; and to refrain from soliciting, marketing, or recruiting other Participants.

We may, in our sole and reasonable discretion, deny admission to, suspend, or immediately remove from an Event any person whose conduct we determine poses a risk to the safety, health, or experience of others, violates these Terms or Venue rules, or violates any law. Removal under this Section is without refund, and you remain responsible for your own transportation and lodging costs following removal. We may also permanently bar a removed person from future Events.

Physical touch, hands-on assists, and bodywork are offered only with your affirmative, specific, and revocable consent. You may decline or withdraw consent at any time, for any reason, without explanation and without penalty. Report any concern immediately to [email protected] or to any staff member on site.

Trademarks

2026 The Wellness Retreat’s trademarks and trade dress may only be used with the express written consent of 2026 The Wellness Retreat and may not be used in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits 2026 The Wellness Retreat. All other trademarks not owned by 2026 The Wellness Retreat or its subsidiaries that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by 2026 The Wellness Retreat or its subsidiaries.

License and site access

2026 The Wellness Retreat grants you a limited license to access and make personal use of this site and not to download (other than page caching) or to modify any portion of it, except with express written consent of 2026 The Wellness Retreat. This license does not include any resale or commercial use of this site or its contents: any collection and use of any product listings, descriptions, or prices: any derivative use of this site or its contents: any downloading or copying of account information for the benefit of another merchant: or any use of data mining, robots or similar data gathering and extraction tools. This site or any portion of this site may not be reproduced, duplicated, copied, sold, resold, visited or otherwise exploited for any commercial purpose without express written consent of 2026 The Wellness Retreat. You may not frame or utilize framing techniques to enclose any trademark, logo or other proprietary information (including images, text, page layout or form) of 2026 The Wellness Retreat or our subsidiaries without express written consent. You may not use any meta tags or any other “hidden text” utilizing 2026 The Wellness Retreat’s name or trademarks without the express written consent of 2026 The Wellness Retreat. Any unauthorized use shall automatically terminate any permission or license granted herein by 2026 The Wellness Retreat. You are granted a limited, revocable, and nonexclusive right to create a hyperlink to the home page of 2026 The Wellness Retreat so long as the link does not portray 2026 The Wellness Retreat, its subsidiaries or affiliates or their products or services in a false, misleading, derogatory or otherwise offensive matter. You may not use any 2026 The Wellness Retreat logo or other proprietary graphic or trademark as part of the link without express written permission.

Your account

If you use this site, you are responsible for maintaining the confidentiality of your account and password and for restricting access to your computer and you agree to accept responsibility for all activities that occur under your account or password. If you are under 18, you may use our website only with involvement of a parent or guardian. We reserve the right to refuse service, terminate accounts, remove or edit content or cancel orders in their sole discretion. Should you require assistance in logging into the website, or for other technical assistance, please contact the following:

2026 The Wellness Retreatc/o Guaranteed Rate, Inc.1800 W. Larchmont Ave.Suite 305Chicago, IL 60613

2026 The Wellness Retreat may deny access to any user for any reason and in our sole discretion.

Reviews, comments, emails and other content

Visitors may post reviews, comments and other content, and submit suggestions, ideas, comments, questions or other information, so long as the content is not illegal, obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, political campaigning, commercial solicitation, chain letters, mass mailings, or any form of “spam.” You may not use a false email address, impersonate any person or entity or otherwise mislead as to the origin of a post, comment or other content. 2026 The Wellness Retreat reserves the right (but not the obligation) to remove or edit such content, but does not regularly review posted content. If you do post content or submit material, and unless we indicate otherwise in writing, you grant 2026 The Wellness Retreat and its subsidiaries and affiliates a nonexclusive, royalty-free, perpetual, irrevocable and fully sublicensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute and display such content throughout the world in any media. You grant 2026 The Wellness Retreat and its affiliates and sublicenses the right to use the name that you submit in connection with such content if they choose. You represent and warrant that you own or otherwise control all the rights to the content you post; that the content is accurate. You further represent and warrant that any content you supply does not violate this policy and will not cause injury to any person or entity; and that you will indemnify 2026 The Wellness Retreat and/or its affiliates, officers, employees, agents and successors and assigns for any and all claims resulting from content you supply. 2026 The Wellness Retreat has the right but not the obligation to monitor and edit or remove any activity or content. 2026 The Wellness Retreat takes no responsibility and assumes no liability for any content posted by you or any third party.

Product and service descriptions

2026 The Wellness Retreat and its subsidiaries and affiliates attempt to be as accurate as possible. However, the information contained in this website is for general information purposes only and 2026 The Wellness Retreat does not warrant that product/service descriptions or other content of this site is complete, reliable, current or error-free.

Website Ownership

This website is owned and operated by Guaranteed Rate, Inc.,1800 W. Larchmont Ave., Suite 305, Chicago, IL 60613.

Updates

These Terms and Conditions were last updated on 9/10/2026. Please check periodically for changes.

Intellectual Property

All information and content available on the website and its “look and feel”, including but not limited to trademarks, logos, and service marks, text, graphics, logos, button icons, images, audio clips, data compilations and software, and the compilation and organization thereof (collectively, the “Content”) is the property of 2026 The Wellness Retreat, our affiliates, partners or licensors, and is protected by United States and international laws, including laws governing copyrights and trademarks.

Except as set forth in the limited licenses in these Terms and Conditions, or as required under applicable law, neither the content nor any portion of the website may be used, reproduced, duplicated, copied, sold, resold, accessed, modified, or otherwise exploited, in whole or in part, for any purpose without our express, prior written consent.

You shall have no right to use the 2026 The Wellness Retreat technology for any purpose other than accessing the website and using the services offered. Use of the website does not transfer from 2026 The Wellness Retreat to you any 2026 The Wellness Retreat technology, and all rights, titles and interests in and to any 2026 The Wellness Retreat technology and all services shall remain solely with 2026 The Wellness Retreat. You shall not, directly or indirectly, reverse engineer, decompile, disassemble or otherwise attempt to derive source code or other trade secrets from any of the 2026 The Wellness Retreat technology if such reverse engineering, decompilation, or disassembly is intended to create, or will be used in, a competitive product.

Third Party Links

Clicking on certain links within this website or certain other websites that are linked to this website may take you to other websites, or may display information on your computer screen from other websites, which are not maintained by 2026 The Wellness Retreat. Such web sites may contain terms and conditions, privacy provisions, confidentiality provisions, or other provisions that differ from the terms and conditions applicable to this web site. Links to other Internet services and websites are provided solely for the convenience of users. A link to any service or website is not an endorsement of any kind of the service or web site, its content, or its sponsoring organization.

2026 THE WELLNESS RETREAT AND ITS AFFILIATES, AND SUBSIDIARIES ASSUME NO RESPONSIBILITY OR LIABILITY WHATSOEVER FOR THE CONTENT, ACCURACY, RELIABILITY OR OPINIONS EXPRESSED IN A WEB SITE, TO WHICH THIS SITE IS LINKED AND SUCH LINKED SITES ARE NOT MONITORED, INVESTIGATED, OR CHECKED FOR ACCURACY OR COMPLETENESS BY 2026 THE WELLNESS RETREAT. IT IS THE SOLE RESPONSIBILITY OF THE USER TO EVALUATE THE ACCURACY, RELIABILITY, TIMELINESS AND COMPLETENESS OF ANY INFORMATION AVAILABLE ON ANY LINKED SITE. ALL INFORMATION, PRODUCTS, SERVICES AND CONTENT OBTAINED FROM A LINKED SITE ARE PROVIDED “AS IS” WITHOUT WARRANTY OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY, OR ACCURACY.

Indemnification

In no event will 2026 The Wellness Retreat be liable for any direct, indirect, incidental, special, punitive or consequential losses, damages or expenses of any kind whether the claimed damages or losses are based in tort, contract or any other theory of law, arising in any way or in connection with this website or use thereof, including, but not limited to failure of performance, omission, error, defect, interruption, failure to process, delay, computer virus, system failure, even if 2026 The Wellness Retreat is made aware of the alleged damages or losses including all third party claims. You agree to indemnify and hold harmless 2026 The Wellness Retreat for any and all damages and losses as described above relating to your use of the website.

Consent to Electronic Delivery

You specifically agree to receive and/or obtain any and all disclosures, notices, information and communications via email, posting on our website or other electronic delivery rather than via paper documents. This includes, but is not limited to, any and all current and future notices and/or disclosures that various federal and/or state laws or regulations require that we provide to you, as well as such other documents, statements, data, records and any other communications regarding your use of the website. You acknowledge that, for your records, you are able to use the website to retain these communications by printing and/or downloading and saving these Terms and Conditions and any other agreements and electronic communications, documents, or records that you agree to in your use of the website. You accept electronic communications provided via

2026 The Wellness Retreat as reasonable and proper notice, for the purpose of any and all laws, rules, and regulations, and agree that such electronic form fully satisfies any requirement that such communications be provided to you in writing or in a form that you may keep. To this agreement described herein or if you require paper documents of any of the above, please contact:

2026 The Wellness Retreatc/o Guaranteed Rate, Inc.1800 W. Larchmont Ave.Suite 305Chicago, IL 60613

Applicable law

By visiting 2026 The Wellness Retreat.com, you agree that the laws of the State of Illinois, without regard to principles of conflict of laws, will govern these Terms and any dispute of any sort that might arise between you and 2026 The Wellness Retreat and/or its subsidiaries and affiliates. You further agree that any action at law or in equity arising out of or relating to these Terms or this website shall be filed only in the state or federal courts located in Cook County, Illinois, and you hereby consent and submit to the personal jurisdiction of such courts for the purposes of litigating any such action.

Dispute Resolution

2026 The Wellness Retreat seeks to resolve disputes amicably and efficiently, and many customer inquiries can be resolved by emailing [email protected], regarding 2026 The Wellness Retreat. In the unlikely event that a disagreement arises between you and 2026 The Wellness Retreat regarding, relating to, or connected in any way with use of 2026 The Wellness Retreat.com (a “Dispute”), you agree that, before initiating any legal action, you will first provide us written notice (a “Notice of Dispute”) via email at [email protected] regarding 2026 The Wellness Retreat so that we may work with you in good faith to find a mutually agreeable solution. Your Notice of Dispute must describe the nature and basis of the Dispute, and set forth the specific relief you are seeking.

During the sixty (60) days from the date we receive your Notice of Dispute, both parties agree to engage in good faith efforts to resolve the Dispute. During this 60-day period, both parties agree to toll any statutes of limitations that may apply, along with any filing deadlines.

We will consider reasonable requests to resolve a Dispute through alternative dispute resolution procedures, such as mediation or arbitration.

UNLESS OTHERWISE PROHIBITED BY APPLICABLE LAW, YOU WAIVE ANY RIGHT TO A JURY TRIAL AND YOU AGREE THAT ANY AND ALL DISPUTES (WHETHER BASED IN CONTRACT, STATUTE, TORT OR ANY OTHER THEORY) WILL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE ACTION. ALL CLAIMS MUST BE BROUGHT SOLELY IN A PARTY’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, CONSOLIDATED ACTION, REPRESENTATIVE ACTION OR PROCEEDING.

To the fullest extent permitted by applicable law, you must assert any Dispute (by delivery of the Notice of Dispute) within one (1) year after the Dispute arises, or it will be forever barred.

Severability

Each provision of these Terms is intended to be severable and independent of all other provisions. The invalidity, voidability, or unenforceability of any provision shall not affect the validity or enforceability of any other provision. If any provision of these Terms is held to be invalid, void, or unenforceable, the parties agree that:

  • Such provision shall be deemed modified or restricted to the extent and in the manner necessary to render it valid and enforceable, or shall be deemed excised from these Terms, as the circumstances may require; and
  • The court making such determination is expressly authorized and requested to modify or limit such provision to the minimum extent necessary to make it enforceable, rather than invalidating it entirely, so as to give effect to the intent of the parties to the greatest extent possible under applicable law.
  • If the class action waiver in these Terms is found by a court to be unenforceable with respect to any particular claim or remedy, that claim shall be severed and may proceed on a class basis in court, while all other claims remain subject to resolution on an individual basis.

General

You acknowledge and agree that these Terms constitute the complete and exclusive agreement between us concerning your use of the website, and supersede and govern all prior proposals, agreements, or other communications;

Nothing contained in these Terms shall be construed as creating any agency, partnership, or other form of joint enterprise between a user and 2026 The Wellness Retreat. Our failure to require your performance of any provision hereof shall not affect our full right to require such performance at any time thereafter, nor shall our waiver of a breach of any provision hereof be taken or held to be a waiver of the provision itself. In the event that any provision of these Terms shall be unenforceable or invalid under any applicable law or be so held by any applicable arbitral award or court decision, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole but these Terms shall be modified, to the extent possible, by the adjudicating entity to most fully reflect the original intent of the parties as reflected in the original provision and with the remaining terms remaining enforceable and binding upon all users.

If you have any questions regarding the Terms and Conditions please contact us at:

2026 The Wellness Retreatc/o Guaranteed Rate, Inc.1800 W. Larchmont Ave.Suite 305Chicago, IL 60613

Disclaimer

The information contained in this website is for general information purposes only. It is believed to be reliable, but 2026 The Wellness Retreat does not warrant its completeness, timeliness or accuracy. To the fullest extent permissible under applicable law, 2026 The Wellness Retreat disclaims all warranties, express or implied, including, but not limited to, all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described, as well as, associated fees, charges and interest 2026 The Wellness Retreats may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will 2026 The Wellness Retreat be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.

If you have been referred from another website (including but not limited to any social media site), the information contained in the referring website is for general information purposes only. The information contained there has not been reviewed or approved by 2026 The Wellness Retreat and is provided solely and exclusive by the site’s author. 2026 The Wellness Retreat makes no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the website or the information, products, services, or related graphics contained on the website for any purpose. Any reliance you place on such information is therefore strictly at your own risk. Through the referring website you may be able to link to other websites which are not under the control of 2026 The Wellness Retreat. 2026 The Wellness Retreat has no control over the nature, content and availability of those sites. The inclusion of any links does not necessarily imply a recommendation or endorse the views expressed within them.

You acknowledge and agree that 2026 The Wellness Retreat is not, and shall not be, responsible for the results of any defects that may exist in this website or its operation. As to the operation of this website, 2026 The Wellness Retreat expressly disclaims all warranties of any kind, whether express or implied, including, not limited to the implied warrant of merchantability and fitness for a particular purpose.

Questions

Questions regarding our Terms, Privacy Policy or other policy related material can be directed to our support staff by emailing us at [email protected].